The Lure Guide Center

Is There a Secret of Learning Successful Business Strategies - Fast?

Are You a Secret Ace Learner?

Are you familiar with the 80/20 rule? There are many versions:

a) Eighty percent of the work is accomplished by 20% of the personnel.

b) Eighty percent of sales are produced by 20% of the salespeople.

c) Eighty percent of learning occurs informally and outside of school.

d) Eighty percent of what you read is irrelevant or redundant.

e) Twenty percent of class room work has personal value for you, the rest,
Nada!

Let’s use the Reporter’s system, 5 WH + How.

1. When? Learning occurs daily is single chunks (groupings), when we are unaware and operating in the twilight-zone using mostly our right-brain.
Examples: asking a co-worker, associate or fellow-student how he did something; hitting the Internet and getting a definition or explanation.

2. Where? You learn daily while socializing with friends and associates
over coffee, at the water cooler, on a trip. It’s often subliminal and non-conscious learning.

3. What? We learn based on what’s on our plate. Somebody told you how to use your TIVO. Few of us bother with the printed directions, they’re boring
and complicated. If it bothers you - you ask.

4. Why? You set the agenda for learning, not a teacher or director of training.
Your Why is always personal and unique to your needs and requirements.

5. How? You ask competent folks, call an expert, or run to the Net for
answers on the Intranets and Help departments. We collaborate with other
knowledgeable people. We look for a community resource to help us.

Big Deal!

We have been brainwashed that learning must be by an expert pouring knowledge
into our ear, or a professional guiding us in school or a training class.

The reality is that learning is a constant in our lives, and includes minor and major
personal improvements. Many of us are unaware and deny vehemently that we are learners and lifelong scholars. Learning to us means a formal environment with desks and chairs and the instructor up front.

One expert who got it right is Allen Tough, of the University of Toronto, who called lifelong learning Episodes of Information. He calls our learning the Iceberg
method, where 6/7th of it, is hidden and informal. Is our way important, and does it generate personal growth? Dr. Tough says we create our own system of information processing, and it is practical in the extreme.

The second specialist who recognizes that adults are -auto didacts-, self-taught
by learning from others, is Patrick R. Penland, University of Pittsburgh. He specialized in library operations, and found that regular visitors trained themselves
to become experts by trial-and-error, cause-and-effect, and stimulus/response.

Dr. Penland’s research in interviewing 1,501 participants contradicted the prevailing beliefs that people did not become lifelong learners because of transportation problems in getting to the classes or library, and having financial
problems paying for learning.

Four Key Reasons

Almost 80% of the interviewees listed the #1 reason they hated learning in classrooms and company training programs as: “Desire to set my own learning pace.” They want personal control and to not be treated like a first-grader.

The next three most important reasons for rejecting formal learning were:

2. “Desire to use my own style of learning.”

3. “I want to keep the learning strategy flexible and easy to change.”

4. “I didn’t know of any class that taught what I wanted to know,

and wanted to structure my own learning project.”

There is a Solution

“We have met the enemy and he is us!”, said Pogo. Maybe not, it could be the
Educational Establishment, which worships absolute control over learners.

Do you want to be micromanaged at work or in the classroom?

It is stressful and demeaning, and causes anxiety when control is in the hands of
another. Tell me, who is the boss of you?

The answer is on the Web, at the library, and self-help programs.

Who taught you to walk, to ride a bike, type, drive a car and surf the Net?

If you said your father or mother or a driving school, you’re wrong. You used
trial-and-error to become a typist, a driver and use the Internet. When you fell down, you did not quit, but got up and persevered. Same with hitting the brake instead of the accelerator, and screwing up spelling. Remember when you couldn’t use Edit, Select All, and the Copy button on your computer? You made mistakes, and improved and forgot those errors by remembering your successful events.

Endwords

In order to be an auto didact and teach yourself, you need a specific state-of-mind,
emotions and behaviors that change the odds in your favor.

Do you have strategies and techniques to learn or will you have to invent them?

If you saw the headline in the New York Times, “Triple Your Reading Speed,
Double Your Memory - Guaranteed”, and checked it out to your satisfaction,
wouldn’t it help you become a lifelong learner if you could save hours and learn from books, articles, reports and the Internet?

Speedlearning 100 graduates read and remember three chapters, memos and
trade papers, in the time their peers can finish even one.

Is that a competitive edge to put you on the fast-track for promotions and success
at school and in your career?

Choose. It’s your life to make exciting and productive or not.

“We all require pig-headed persistence and determination in the face of

stubborn resistence and adversity.”

Calvin Coolidge, 30th U.S. President

See ya,

Original partner of Evelyn Wood; helped market speed reading and
memory training to 2,000,000 and the White House Staffs of four
U.S. Presidents. Barron’s Publishing author of Speed Reading For
Professionals. Expert in business reading and memory training who
trains executives internationally.

http://www.speedlearning.org/ome.php
hbw@speedlearning.org

Popcorn Machines for Your Home or Business

Popcorn machines are popular household appliances, as well as popular business investments. Because popcorn is such a well loved snack, when you open a business and have a popcorn machine available for customers to purchase fresh popped popcorn, you will find that they will love the idea of a handy snack when ever they visit your business. Having toppings available for their popcorn makes it even better, and also a choice of salt or no salt. You will find that your customers will love buying popcorn from you and you will soon pay off your machine.

Many popular retail stores have popcorn machines in their stores for their customers to snack on while they are shopping. Having a small concession stand in a business where customers may spend hours grocery shopping will help your customers make smarter choices and purchases. Because they will not be starving while they are grocery shopping, and throwing everything that they come across that looks good into their cart. Your customers will appreciate the snacking while shopping idea, and you will be sure to sell a lot of popcorn.

If you are looking for a popcorn machine for your home, there are many different kinds available for you to choose from. From the popcorn machine that you plug into the outlet in your kitchen, to one that you can pop into the microwave with a special lid, made just for popping popcorn. You can choose from hot air machines, to the huge ones that you can use in your home theater as well. Everyone loves popcorn while movie watching, and having a machine for popping popcorn in your home theater is sure to be a huge hit.

Popcorn machines are popular for home or business use, and you will find that everyone loves this snack. With a great variety of toppings, there will be a flavor for everyone. Maybe you need one for the home and for business, or perhaps a portable machine that you can take from one location to the other. That would prevent you from buying more than one machine, and then you could take the machine to and from, and have popcorn popped whereever you are.

Jeff Casmer is an award winning entrepreneur, keynote speaker, and internet marketing consultant with career sales over $25,000,000. He also dabbles in some of his true loves like “popcorn”. Please visit his resource on Popcorn Machines contain the the most complete information, supplies, and training to help you choose the right popcorn machine whether its a modern or a rare antique.”

Jeff Casmer - EzineArticles Expert Author

Comprehensive Major Medical Insurance covers the increasing hospitalization charges

Comprehensive major medical insurance is an insurance scheme
with a low deductible and a maximum coverage limits including
inpatient care, outpatient care, x-rays, laboratory tests, and
diagnostic office. The comprehensive major medical insurance is
designed to soothe the financial crisis caused due to the
increasing hospitalization charges. The policy offers a
coinsurance provision, which mingles the basic coverage with all
the other major medical coverage.

There are several benefits of taking a comprehensive major
medical insurance policy. Some of the major benefits include:

High Sum Assured

The comprehensive major medical insurance policy will cover a
major portion of the hospitalization charges incurred by the
insured. This helps the insured not to worry about his
hospitalization charges.

Pre-admission diagnosis expenses

The comprehensive major medical insurance policy covers the fees
paid to a medical specialist for laboratory examinations,
diagnosis and x-rays. The reimbursement will be paid only if the
examinations are conducted on the recommendation of a qualified
medical practitioner for the assessment of an injury or illness.
The insured will only get the reimbursement if he/she is later
hospitalized for treatment.

Outpatient expenses for kidney dialysis treatment or cancer

The policy also provides reimbursement for any outpatient
expenses incurred for the insured for kidney dialysis or cancer
treatment (chemotherapy and radiotherapy).

None Social Medical System reimbursement

Some insurance companies provide reimbursement of more than 75%
of the expenses incurred. This includes those medicinal drugs
which are out of the coverage of Social Medical System.

Ambulance fees

The comprehensive major medical insurance also covers the
expenses incurred for an insured for his/her local ambulance
transportation due to illness.

No claim bonus

Most of the insurance companies offer a no-claim bonus. That is,
if the insured does not make any claims during a year, his
annual payment limit will be increase by 6% in the next renewal
year.

Nowadays there are several insurance providers offering online
comprehensive major medical insurance policy. This is considered
as an added advantage for those looking for comprehensive major
medical insurance. This helps the customers to access online
insurance quotes to know more about the premium and coverage
plans offered by different insurance companies so that he can
easily find out the most affordable package for his needs.

There are lots of insurance companies offering comprehensive
major medical insurance. So it is the risk of the customer to
select an ideal one which suits him the best. Various
comprehensive major medical insurance follows different schemes
and hence the payable amount varies a lot. Hence before sticking
into any policy it is better from your part to select those
insurance providers who offer a maximum benefit ceiling. After
all there is no point in having a comprehensive major medical
expense insurance that leaves unnecessary burden on the
customer. It is all about thinking rationally, the thought
process backed by sound research and market study, and using
your discerning ability to maximum use.

Interior Redesign and Home Staging Classes: Ten Questions to Ask

Ten Facts You Should Know

When searching online for a interior redesign training and home staging classes, there are several centers to choose from. Which interior redesign/home staging training class, workshop or online course will be the right fit for you?

Following is a list of questions you should ask yourself and the prospective instructor to be certain you are making the best and most cost effective decision.

1. First and foremost, consider the credentials of the training instructor. What are their decorating experience and affiliations?

2. Ask if the redesign/staging training manual is actually written text or full of filler paper for you to take notes. Ask the font size too.

3. Find out if you will become eligible to join other professional affiliations or if this is forbidden.

4. Ask for a list of specific tools and decorating supplies the training workshop will provide.

5. Find out if there are any additional charges for a website posting.

6. Ask if there are any annual fees or charges to join the affiliation you are considering paying thousands of dollars to for your redesign training.

7. Ask if you will receive a certificate or certification upon successfully completing your home staging or interior redesign training. This information should be freely offered up-front…not after you have already committed.

8. Ask if there is any testing involved and if so, is it included in the course or a added on additional fee.

9. Factor into the tuition cost any additional travel and hotel requirements.

10. Ask if the redesign teacher will consider traveling to your town. Many will for a certain minimum number of students. This could save you lots of money!

Once you have done your research and had all these questions answered you will be able to make an informed and educated decision.

Julie Rieman is an accomplished instructor in the arts faux painting and interior redesign. She offers two and four day classroom or online interior redesign training. If you live in the Twin Cities area, you can invite Julie into your home for a personalized consultation.

For more information about any of her decorating services and training opportunities please visit: http://www.allaboutredesign.com and
http://www.allaboutwalls.net

A easy way to Compare term life insurance quote

The best way to compare term life insurance quote is to have several companies quote their premiums to you. Today you can go online and utilize free services that make it their business to compile databases with all the various information from hundreds of companies. The rating service gets a small fee from all the companies, therefore they aren’t concerned with which one you buy. Now you truly compare life insurance quote.

Frankly this method is truly best for you because you’ve removed individuals from the process and any prejudges. The services are strictly mechanical without opinions or biases. Apply a little thought to what you’re trying to accomplish. Put that into the quoting process and you’ll likely find what you’re looking for at a decent price.


We’ve seen major differences on a particular coverage from one company to another. The rates these companies charge are based on their loss experience and cost of doing business. The more volume they do the lower their cost per policy seems to be.


You go online select off a checklist what you want and within seconds you’ll have a lot of information with which you can make a good decision. Rather than calling around through the yellow pages just put your mouse to work by going online. With your favorite drink in hand relaxing in your comfortable chair you’ll get done in minutes what used to take hours to get accomplished.


Buying adequate amounts of coverage is a lot easier today than ever before and certainly more easier that’s for sure. It’s great to be able to compare term life insurance quote.

ABOUT THE AUTHOR

Learn more about insurance and free quotes

What Makes E-bay Stand Out For Buyers?

E-Bay is certainly a hit to the market especially for the buyers. The concept of online shopping or bidding for that matter do not appeal too much for buyers but the emergence of E-Bay made a difference to that. Both buyers and sellers are flocking in the site in order to conduct their business there. What is the real reason why E-Bay became a hit for buyers?

Well, one of the reasons for the success is the concept that E-Bay had. Auctioning is a good way to bargain the products but at the same time still have a profitable business. The concept also of people from all over the world makes it more fun. Most buyers are also looking for a sweet deal in the internet because they originally have the original price in their hands. A good yet quality bargain for customers is important because they are looking for their money’s worth. Aside from that, E-Bay serves as an online mall or “internet shopping haven” for buyers that do not want to be bothered when it comes to hopping from shops to shops. E-Bay offers a variety of choices for their buyers which make it fun. The choices and alternatives that E-Bay offers attract customers who are always on the look out for something new and fresh. On the other hand, the transactions held in E-Bay are safer and secure if compared to other portals. In E-Bay, they guarantee the safety as well as the quality of products once a buyer has purchased it.

When it comes to the design and lay-out, E-Bay keeps it simple and hassle-free which really is a priority for buyers that are not particularly technology sassy. The simple design that graces the computer screen is one of the reasons why people go to E-Bay and purchase what they want online. As others would say it, simplicity is the key and it is indeed a key to the success of E-Bay. Another factor which makes E-Bay click is the communication ability of the site. Both buyers and sellers have the chance to communicate openly with each other. Both parties could exchange views and opinions which could help both parties as well as E-Bay.

E-Bay is viewed by buyers as a refreshing change against the tight grip of big companies towards buyers. In E-Bay there is freedom and choice in every transaction made.

David Riewe is a Publisher and Online Marketer. Visit his eBay Blog to Discover 101 Ebay Auction Tips in this FREE ebook www.push-button-online-income.com/ebayblog

Weight Loss & Health Tips Revealed: Can I Be Fit And Fat?

We all have an image of “fit” - lean, even thin, with a healthy glow. Many researchers are now beginning to question that picture of fitness - there may be more to being “fit” and less to being “fat” than conventional wisdom suggests.

What Are The Dangers Of Extra Weight

Carrying extra weight can put stress on your body. People who are overweight - that is, who weigh more for their height than is considered healthy - may be at increased risk of high blood pressure, type 2 diabetes, and strokes, and may put additional pressure on their joints.

So Thin People Are In Danger Too?

However, as recent debates among scientists show, the “fit = thin” equation may hide a more complex situation. Often, when an overweight person begins to exercise and eat healthier foods, measures of their health improve. It might be that blood pressure and cholesterol improve because of weight loss that comes with exercise. But, researchers like Steven Blair argue, it may be that the exercise itself makes us healthier. As we exercise and eat better, our metabolism - the use of food to build and repair the body and make energy - changes, and that’s what makes us healthy. The weight loss is a sort of “side effect” of the changes we’ve made in lifestyle.

Focus On Your Body’s Functions, Not Appearance:

Glenn Glaesser, author of Big Fat Lies: The Truth About Your Weight and Your Health, endorses the idea of metabolic fitness. He suggests that we not focus on height-to-weight ratios (like the body-mass index or BMI) but on other measures of how your body is functioning, like cholesterol level, blood pressure, blood sugar and waist-to-hip ratio. His research suggests that it’s possible to be fit and not have the slender figure we see in so many fashion magazines and movies. Conversely, if you are slender and sedentary, you may have health risks, regardless of your physique.

But don’t replace one equation with another simplistic one: fat = fine. A balance seems to be the thing that all the experts agree on.

Balance Is Important:

If you fit the standard body-mass index definition of obese, how do you achieve the balance? Start out by finding out more about your health. Check your fat-to-muscle ratio. See if you’re carrying a healthy amount of fat on your body relative to muscle (your local Y may be able to estimate your body fat for you at low cost). Ask your healthcare provider check your blood sugar, cholesterol, blood pressure, and heart function. Your nurse practitioner or doctor can help you think about small changes in diet and exercise that can help you get more fit, show you what parts of your metabolic health are doing well, what could use work. And lastly, check your own functioning: are there things you’d like to do that you haven’t been able to? Are you getting tired on the dance floor more often than you’d like?

Take Improvement Step-By-Step:

Then, start slowly incorporating changes into your life - you may need to change how much you eat, what you eat, how much you exercise, or some combination, to achieve better health. Check back regularly with your health care worker, who can help you monitor progress. You may lose some weight in the process. You might not, initially, but do yourself a favor and take your measurements as well. The weight may not change, but you may find yourself becoming slimmer simply because muscle weighs a lot but doesn’t take up as much room as fat does!

As your health and metabolic status improves, you may find that you aren’t at the “perfect” weight. The jury is still out on whether losing extra weight to reach the “ideal” is necessary for the best health. However, don’t be discouraged and quit your newly healthy lifestyle: the new research does tell us that fitness, whatever your weight, brings you health benefits that will stand you in good stead - and help you enjoy your fun activities today.

Blair S., “The fitness, obesity, and health equation: is physical activity the common denominator?” Journal of the American Medical Association, Volume 292, issue 10, pages1232-1234, 2004

Blair, S., “Modifiable behavioral factors as causes of death. “Journal of the American Medical Association
Volume 291, issue 24 pages 2942-2943, 2004

Blair, S.N. “Revisiting fitness and fatness as predictors of mortality,” Clinical Journal of Sport Volume 13, issue 5, pages 319-320, 2003

Conus, F, “Metabolic and behavioral characteristics of metabolically obese but normal-weight women,”Journal of Clinical Endocrinology and Metabolism, Volume 89, issue 10, pages 5013-5020, 2004

Ian Mason - EzineArticles Expert Author

Copyright (C) Shoppe.MD, PhenForum.com and Ian Mason, 2004-2005

Learn more about health, diet and exercise at our weight loss forum.

PhenForum.com is a popular discussion forum for weight loss programs, diet advice, and tips to help you burn fat.

All the best,

Ian Mason

9/1/2005 Will bring Just released Traffic Laws to Texas

A number of notable Texas traffic and driving laws meant to grow safety on the roads and drivers education cognisance go into effect on Sep 1.

Automobile operators under the age of Operators will currently have a harder time getting traffic violations flushed from their operators. SB 1005 provides that if a driver younger than automobile operators years of age commits a traffic offense classified as a moving violation, the judge must call for the driver to complete a classroom based or online defensive driving course. In addition, if the driver holds a provisional driver license - in other words, is under 25 years of age - they must submit to a Texas DPS road test in addition to taking an offline or online defensive driving course. Failure by the driver to meet this requirement will result in a final conviction for that traffic offense.

Proof of insurance will be enforced through the new Texas law SB 1670. This law demands the Department of Insurance, in conjunction with TDOT and other agencies, to demonstrate a substantiation program for vehicle insurance in order to try and scale down the total of uninsured operators.

SB 1257 disallows use of wireless communications equipment (including cellular telephones) for the first six months after adolescents receive their driver licenses. The bill also forbids passenger bus drivers carrying those under 18 from utilizing wireless communications hardware, except in emergencies or when the bus is stopped. Use of wireless gear has become omnipresent and is under suspicion of inducing accidents.

Many of the items addressed by by these laws are talked over in the available TX defensive driving courses tendered online and in classroom settings. Prices could vary for motor vehicle operators safety courses but the minimum they can be by law in the state of Texas is $25.

About the Author

Cindy Cashman operates Official Defensive Driving where traffic tickets can be eliminated through a defensive driving online course. Go to http://www.OfficialDefensiveDriving.com to Save the time, money and hassle of attending classroom based defensive driving classes.

Free Guitar Lesson: Step-By-Step How to Tune Your Guitar

Tuning your guitar might make you feel just a little
uncomfortable the first time if you have never done
it before. It is really simple once you get the hang
of it and should become part of your regular guitar
preparation before you play or start your guitar
lesson each day.

Before you begin to practice or play, you should always
make sure that your guitar is in tune. You tune each
string to its correct pitch by turning the appropriate
tuning key or peg.

Before we start, look and see which way you have to turn
the turning keys to tighten or loosen the strings?

Below you will find some useful steps to tuning your guitar.
Once you do this a few times and take some mental notes your
confidence will grow and you won’t have to refer back to
these steps any longer.

Relative Tuning - “guitar lesson”

If your guitar is already pretty well in tune, you can use
the relative tuning method to tune up.

1. Use a left-hand finger to press down on the sixth string
(low E) just behind (to the left of) the fifth fret. When
you pluck this string, you will hear an A note. This note
should sound the same as the fifth string played open
(that is, without being fretted by a left-hand finger).

2. If the fifth string (or A string) does not sound in tune,
use the tuning peg to loosen it until it sounds lower than
the sixth string, fifth fret. Then slowly bring it up to pitch.

3. When your A string is in tune, fret it at the fifth fret.
This note is D, and should sound the same as the open D, or
fourth string.

4. When your D string is in tune, fret it at the fifth fret.
This note is G, and should sound the same as the open G, or
third string.

5. When your G string is in tune, fret it at the fourth fret.
This note is B, and should sound the same as the open B, or
second string.

6. When your B string is in tune, fret it at the fifth fret.
This note is E, and should sound the same as the open high E,
or first string.

I hope you found this information to be useful. Thanks to
technology you can learn how to play guitar online. For more
information or to learn guitar online please checkout my blogs.

Jason owns a few blogs on guitar lesson and how to play guitar and free guitar lesson

Investment via Annuities

Of all the forms of income generating investments, annuities are
some of the most controversial ones. Annuity - derived from the
Latin word ‘annus’ - is basically an insurance product sold by
insurance companies through authorised agents. This type of
investment facilitates a series of payments in the
future, in a defined manner, in exchange for an up-front payment
of money.

There is a group of individuals who think that annuities are a
waste of time and there are much better tools of investment such
as stock market or property. But then again both the above forms
of investment are vulnerable to crash and do not score very high
in comparison to annuities, with respect to safety.

Annuities are commonly of two types first Deferred and the other
Fixed. In the case of ‘Deferred Annuity’, the payments are made
usually on a monthly basis for a number of years. This form of
annuity makes sure that a younger person acquires a good income
in his later years. In the latter form that is ‘Fixed or
Immediate Annuity’, the purchaser pays a large capital sum
usually to an insurance company and payments begin soon
thereafter.

One of the biggest hurdles faced by annuities today is
inflation. At the outset the agreed sum to be paid out by the
insurance company might look excellent and very heart
warming, but inflation can erode the value of your investment at
an alarming rate.

Another draw back with annuities is that instead of being a
long-term capital gain the earnings on annuities are taxable
just as income is. Plus there are certain stringent rules and
regulations governing the deposit that may not be customer
friendly. One of which is that the customer cannot withdraw the
money until he turns 59.5 years or else he would be charged a
10% penalty for withdrawing the same prematurely.

So why should you consider Annuities as a mode of investment?
Frankly any individual planning to invest in annuities should be
the one who is not already contributing his maximum to other
forms of retirement schemes. However, annuities are an excellent
mode of investment for individuals in higher tax brackets. In
those years of high tax liabilities, annuities make a lot of
sense, as these savings are tax exempt. Tax is only due when
income is received for the plan. That means you start drawing
your annuity after you have stopped earning a high salary.

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