The Lure Guide Center

The Typical Approach to Capital Formation is Often the Wrong Approach

The architecture of your corporate capital formation strategy should be engineered by design and not something that is evolved to by default over time. However all too common is the enterprise that organizes itself improperly out of the gate by making the wrong choice of entity, issuing the wrong type, class and amount of stock, seeking equity investments either from the wrong sources or at the wrong time, utilizing the wrong form of debt financing and the list goes on…

I conducted an informal pole not too long ago with the goal being to try and understand how entrepreneurs choose to organize their companies. The following five questions were posed to a group of bright, successful and sophisticated entrepreneurs and the answers received ranged from the sublime to the ridiculous, to the very enlightened. The answers displayed below are representative of the most common responses:

1. How did you select the your entity structure? “I asked my accountant which form of entity to use and he said that a Sub S would be the best choice for minimizing my tax burden.”

2. How did you organize your capital structure? “My attorney just told me to issue 100 shares of common stock.”

3. What was your capital formation plan? “I had a little cash saved up and I figured once I had been in business for a while and established some revenue I’d get a bank loan.”

4. What was your valuation strategy? “I didn’t really have a valuation strategy…I thought it would take care of itself at the right time.”

5. What was your exit strategy? “I didn’t really have an exit plan per se, I just thought I’d survey my options when the time was right and see what produced the best return.”

The truth is I’ve seen companies make all the wrong choices in their formative stages and yet still do well. However these companies that have succeeded in spite of themselves had the luxury of having the time and the money to reengineer their business at a later date. The sad reality is that most companies don’t have the time or the capital to unwind critical mistakes in their strategic financial plans.

My advice is simple… Do not fall into the trap of working with a small “mom and pops” accountant or attorney; rather seek out the highest caliber professional advisors when developing your corporate financial plan. Time spent in the development of a sound strategic financial strategy will help your company secure capital at the best terms, rates and conditions thereby allowing your company to scale by leveraging the lowest blended cost of capital into the best valuation resulting in the highest return on equity.

Mike Myatt is the Chief Strategy Officer at N2growth. N2growth is a leading venture growth consultancy providing a unique array of professional services to high growth companies on a venture based business model. The rare combination of branding and corporate identity services, capital formation assistance, market research and business intelligence, sales and product engineering, leadership development and talent management, as well as marketing, advertising and public relations services make N2growth the industry leader in strategic growth consulting. More information about the company can be found at http://www.N2growth.com

Mike Myatt - EzineArticles Expert Author

Motorcycle Side Car Options and Designs

Are you a motorcycle enthusiast, but are finding it difficult to convince your significant other to go along for long rides? After all, your butt gets pretty sore after a while so it stands to reason that taking passengers on a 300-mile motorcycle ride is not the easiest thing in the world to do. One-way to convince your significant other that a motorcycle needs to be in your future in that it is essential to spend the money for a great motorcycle, is to tell them you will also get the high-tech side car that matches for them to ride on.

This will prevent them from having a bad hair day due to the relatively and the occasional pass at 100 mph plus. One of the coolest side cars ever made, is not as expensive as you might think in fact if you do a little research you’ll see that Dauntless Motors Corporation indeed as the nicest, quietest and safest side cars on the market. Please find a link below of some pictures better on the Internet;

http://www.dauntlessmotors.com/Mountinghdw_files/images/bmwk12ltlibsilverrf10.02.JPG

http://www.dauntlessmotors.com/Mountinghdw_files/images/liberator/liberatorpeakrstrunksup4.02.JPG

The Liberator Motorcyle Side Car Series is state-of-the-art and last year I have the pleasure of sitting in one myself at the Daytona motorcycle jamboree. Sure there are other motorcycle side cars which are equally as cool, but safety was a major concern for our family and a great selling point for me to buy a new motorcycle. Consider this in 2006.

Lance Winslow - EzineArticles Expert Author

“Lance Winslow” - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; http://www.WorldThinkTank.net/wttbbs/

Why Land is the Strongest Investment Outperforming Property and Stocks

Did you know?

89,000 people from the UK and USA in January 2006
were looking for UK land investments to purchase via the internet using google and yahoo

Why Land is the strongest investment

There is a huge shortage of Land In The United Kingdom, which is fuelling house prices and rising homeless, so buying land which is undeveloped that can be purchased is a great investment opportunity and taking into account the supply and demand situation in relation to the UK property requirements it is easy to see why.

Land value is rising steeply, and to many who thought this type of investment was only open to developers and professional investors, this is just not the case anymore.

Top Investment Properties represent Leading Property Developers in the UK who offer land investment on their Prime Residential Developments which meet the overwhelming housing demand in England - and, the planning process is handled by the Developer at no additional cost to you, with the buy back agreement in place before you spend one penny!

“One Simple investment can make over 400% return within 4 years”

Many Investors are buying because of the huge benefits of compounding on land that will give them massive profits in the near future using this proven method for wealth creation.

Land Investment Versus Property Investment
Land Investment benefits from no mortgage, tenants, voids, maintenance, utilities etc, etc, etc, as you would expect when purchasing a property for investment, this would mean no headaches and worries at all.

Also with a property investment the initial outlay is higher, and there is no guarantee you would sell at a high profit in the present climate within 4 years, yet alone over 400%.

Compounding
Land is a great low entry investment strategy with the benefits of compounding using this program, let me explain more.

There are now lots available from £10,800 upwards and with the buy back option from the developer in the period of 4 years at around 425% growth, you can make a return on investment of around £45,700.

If you now work this out and compound your land investment of £10,800 every 4 years at this growth rate with this particular land programme, this entitles you to get into more land investment deals, and because the developer is always offering a buy back option, you have the choice, to flip, resell hold or compound.

One initial investment of £10,800.00

4 years return on investment: = £45,900.00

compound for 8 years return on investment = £195,075.00

compound for 12 years return on investment = £829,068.00

So for a total of 12 years your return on investment when compounded works out at £829,068.00 from 1 investment of £10,800.

this developer has 1000s of Acres of land with potential development for investment- and the planning process is handheld by the developer, therefore has the buy back agreement in place before one penny is spent.

Paul Burrows has been providing real estate hot spot information for the last 2 years and has successfully matched Investors with Investments within the same period. If you would like to know more about Land Investment and our 6 Hot Reasons to invest Right Now then please click here http://www.topinvestmentproperties.com/land/ukland.htm

Finance Forums,UK Finance Forum,Finance Message Boards,Business & Finance Forums,Online Finance Advi

Seek.UK launches a Finance forum!

London (Seek UK) January 16, 2006 - Seek, one of UK’s leading financial directories has launched its Finance forum http://forum.seek.uk.com

The Seek finance forum is a platform that gives netizens an opportunity to exchange ideas, thoughts and opinions on various matters related to finance. Whether you have a particular belief about a certain financial issue or have had a personal experience that you would like to share with others, then Seek Finance forum is the right place to visit.

This forum not only gives you a medium to give voice to your opinions but also gives you an opportunity to Seek expert advice from financial advisers. You can post your queries on the forum for which you will receive expert answers from the forum’s moderators.

So, if you have any doubts related to any monetary subject be it Credit Cards, Loans, Mortgages, Investments, Pensions, Taxes or any other Finance related matters, then you can voice it on the Seek forum.

Besides all this, the Seek forum features a number of Articles and Press Releases with the intention of keeping you updated with the latest developments in the finance world.

What’s more, the Seek finance Forum also provides you with a list of major financial companies that deal with a myriad of financial services.

The Seek forum is completely free of charge. You don’t have to pay a single penny and you can get heard throughout the net zone.

For additional information on the news that is the subject of this release (or for a sample, copy or demo), contact Webmaster or visit http://www.seek.uk.com/articles.html You can also place in your feedbacks related to the above topic on the web address given above.

About Seek.UK.com UK Finance directory seek.uk helps you to find wide range of finance services including secured unsecured loans, mortgages, re-mortgages, insurance, credit cards, life & pension, investments, finance advice and business services in UK.

Contact:

Webmaster, SEEK UK 0808-160-2576 http://forum.seek.uk.com

Male “Menopause” - The Alternative Anti-Aging Approach

If you are a male over the age of 40 and are suffering from weakness, impotence, pain, stiffness, drooping muscles, depression, anxiety, or heat intolerance, you may be experiencing “andropause”.

Andropause is a syndrome resulting from the deficiency of hormones, especially testosterone. It’s onset and symptoms may not be as dramatic as female “menopause”, but its effects can be just as serious. It is interesting that hormone replacement is quite routine in women but barely even addressed in men. The decline in hormone levels in both sexes has an adverse impact on one’s state of health. Starting around age 25, DHEA and testosterone levels begin a progressive downward trend. With falling hormones, it is much harder to maintain muscle mass. Things begin to sag and fat begins to form increasingly thick layers around the lower back and abdomen. Stamina is affected and exercise intolerance occurs. Osteoporosis is well-documented in women and occurs in men as well. This can result in hip and vertebral compression fractures. Wrinkles that carve deep crevices in the face are partially due to testosterone deficiency. Libido is reduced and even impotence may develop. These changes are all a result of male “menopause”.

Hormone replacement has been available for women for decades and the positive results continue to multiply. In Anti-Aging medicine, it is expected that maintenance of hormone levels in the youthful range (that of a 25-30 year old) will provide substantial health benefit. Proper monitoring of hormone replacement is a relatively recent innovation that makes this therapy much safer. We can now insure proper dosages in the accepted normal physiologic range. Cancer risk is greatly reduced by this refined approach to replacement therapy.

The decline in testosterone occurs as a result of multiple causes and treatment should be directed accordingly. Aromatase (an enzyme that converts Testosterone into Estradiol) increases as we gain years. This increases raises the free estrogens and lowers the free Testosterone. Prostate cancer is correlated with high circulating estrogens. Aromatase inhibitors, such as chrysin, nettle extract, and Arimidex can inhibit aromatse. Testicular atrophy leads to decreased testosterone production. A course of treatment with HCG stimulates testicular development and can boost Testosterone production. A complete vitamin, mineral, and antioxidant supplement plus a proper diet help to correct nutritional deficiencies. DHEA and possible melatonin replacement also serve as alternatives and as adjuncts to testosterone therapy. A diet that includes a large amount of legumes, especially soy, is helpful in providing the necessary building blocks for our bodies to manufacture hormones. Maintaining cholesterol in the normal range (not to high or to low) is also critical for hormone synthesis. Testosterone replacement can be accomplished by the use of creams, pills or even injection. It is best if the physiologic patterns natural to the body are mimicked, which makes injection less favorable. Creams containing natural testosterone are well absorbed through the skin, bypass metabolism by the liver, and are easy to apply, thus making them superior to pills. The potential risks of testosterone administration include increases in red cell mass, worsening of sleep apnea, changes in plasma lipid levels, and fluid retention. There is some concern that testosterone replacement might exacerbate benign prostatic hypertrophy (BPH). There is no change in PSA with testosterone therapy. You are not a candidate for this replacement therapy if you have an active testicular or prostate cancer. Finally, testosterone supplementation may produce adverse side effects if administered to men with normal levels, hence the importance of monitoring.

With proper replacement, you can expect to regain muscle mass, increase bone density, increase stamina, increase libido, reduce your risk for a variety of cancers and Alzheimer’s disease, and live an improved quality of life.

Dr. Rod Rojas is a board certified physician and Medical Director of IHC SKIN LASER AND ANTI-AGING CLINIC, member of the prestigious American Academy Of Anti-Aging Medicine. If you are suffering any of these symptoms, give us a call at The Skin Laser and Anti-Aging Clinic 843-757-8717. Please visit us at: www.skinlasertreatments.com

Find out About the World of Radio Operated Vehicles

A remote operated car consists of a remote control and the motor car. By turning or pushing the joystick up or down and left or right, the driver is capable to make it go in whatever direction.

There are lots of different types of mock-ups presently up for grabs in the department outlets.. The basic models can only just about move a short distance. Individuals that desire to witness the 100% genuine deal would be advised to obtain the remote control car that has to be built and modified from scratch.

Radio controlled toys are categorised either as electric powered or nitro motorised. The incredible attribute concerning toys that employ an electric powered motor is that the battery itself can easily be recharged. Radio control vehicles that utilise fuel require to be topped-up and also greased after a certain period of time, which is very similar to normal cars.

These specific types of toys are repeatedly operated by people of mixed ages. Specific outlets have cars identical to those seen in NASCAR and monster trucks that are time and time seen in the demolition derby. This clearly draws to attention that people are able to benefit from radio operated vehicles either on or off the road.

Do these fabulous toys entail a significant amount of maintenance? Yes they do. The owner should asses the battery unit, the shock absorbers and the tires on a regular basis. This will make certain that the radio control car is capable to maintain it is speed and efficiency each occasion it’s sent to the race circuit.

The hobbyist ought to be aware that not all of the mechanisms are capable of being repaired. This is due to toy firms designing their toys to operate only up until the machinery simply stop working. Consumers that wish to enjoy the radio control vehicle will either have to trade the mechanisms, nevertheless this can sometimes be problematic to stumble on.

Radio controlled toys don’t simply apply to cars. There are also loads of planes, ships and helicopters to purchase in the toy outlet.

Both parents and kids alike who are interested and for some reason have never done this prior most likely should stick to the basic model(s) then upgrade at a later stage if the person is completely serious with it & wants to contribute in official toy car contests on a regular basis. If you’re looking to entertain your kids this summer, then Toy-Shopper.co.uk has amazing deals on Star Wars Nikko R2-D2 Projector.

Seven Key Tax Deductions for the Self Employed

As a sole proprietor, it’s wise to familiarize yourself with the some key deductions that may reduce your tax bill for 2004.

Small-business consultants generally recommend that you hire an accountant to prepare your tax returns, payroll and financial statements. But you should also meet with your accountant well before the year-end rush to discuss such matters as tax planning, and record keeping for tax deductions.

Seven common small business tax deductions:

1. Employee Benefit Plans - You may deduct contributions to employee benefit plans (such as health insurance plans and retirement plans). Depending on your circumstances the maximum contribution that you may deduct per employee in a qualified retirement plan can go up to:

$100,000 or more For a Defined Benefit Plan
$44,000 For a 401(k) plan
$41,000 For a SEP-IRA or Keogh

2. Automobile Expenses- You can elect to deduct the actual expenses incurred (including gas, oil, tires, repairs, insurance, depreciation, and rent or lease payments) for the business-related portion of your car or truck expenses, or simply take the 2004 standard mileage rate of 37.5 cents per business mile.

3. Taxes - You may deduct Social Security and Medicaid taxes paid to match required withholdings on employee wages, federal unemployment taxes, sales taxes and real estate or personal property taxes paid on business assets.

4. Home Office - Depending on whether you use your home or other real estate for business purposes, you may deduct some or all of any mortgage interest paid, as well as some or all of the maintenance and repair expenses associated with the property. The cost of utilities and business supplies associated with business use are also deductible.

5. Depreciation - Depreciation may be taken on passenger cars, equipment used for entertainment or recreational purposes (i.e., photographic equipment, cell phones and computers), as long as these items are used solely for the business.

6. Professional Fees - You may deduct professional fees, such as those paid to a lawyer or accountant.

7. Meals and Entertainment - You may deduct 50 percent of meal and entertainment expenses directly associated with the conduct of your business Remember to keep on file the records and documentation necessary to substantiate all of your deductions.

Daniel Lamaute, of Lamaute Capital, Inc. specializes in setting up retirement plans for small business owners. http://www.InvestSafe.com

Internet Bets — What You Always Wanted to Know in Regards to It All

The inconvenience involved in going to a brick and mortar gaming room provides us with plenty of reasons to drop the idea unless inescapable. All that traffic, the inconvenience, and tasks at hand aren’t worth the toil only for that possibility of gambling at brick and mortar gaming room, in spite of this, should you happen to be someone who is quite fanatic about wagering then electing to go for virtual wagering is probably the more obvious way to go.

You will not have to abandon the comfort of your home for online video poker or other preferred games for it’s easily accessed from your domestic environment if you possess a laptop or pc plus Internet access. All the same, make no mistake– there’s more than a few important guidelines which you really should become familiar with about online video poker or other preferred games, the more so should you happen to be a beginner. So appease those hormones of yours to ruminate the counsel that follows. Here is our compact outline that expounds what to be aware of when singling out a bona fide online video poker or other preferred games establishment.

The topmost thing which a cool virtual punter will make certain to check out is an online video poker or other preferred games website of the kind that offers top winnings. Make certain the online video poker or other preferred games website is supervised by a bona fide auditor in order to appraise their wagers’ payout odds in a documented manner. This can be very positive to make certain the chips you are willing to lay while on your eventual fling will actually warrant it all.

You positively must be sure to establish the virtual gaming website is actually licensed, e.g. by inspecting the officially certified operating permit as revealed on the casino site’s About page. Should you fail to unearth any officially certified operating permit on a given virtual gaming website, do not try to place your wager on that site.

Beyond, further principal advice is obviously to place your bets for a start with negligible amounts in lieu of exhaust more than you can afford to lose right away. Check, first of all, the status of the virtual gaming setup before triggering any dangerous menace– the more so in regards to money… And now, the last powerful information about online card-playing. It is, expectably, to never neglect that online gambling should always be concerned with fun and pleasure and not so much about high winnings. Gambling is definitely no job, instead it’s a diversion which should make you glad and your life as a whole delectable. Why wait? Don’t settle for less than the top free bonus no deposit casino over here!

Factors to consider while installing a home security gate

Today, ensuring the security of your assets and your family has become highly important than ever. This has led to the development of several modern and sophisticated security gadgets that have helped in making human lives safer. One such device is the home security gate, a system that is installed in front of the office or home so as to limit the access of intruders. With a security gate, you can have the freedom of deciding who will access to your home or office. However, there are certain factors one needs to consider while installing the system.

Many people have a feeling that a home security gate must be should be huge and strong. It is not at all necessary. You can have a security that looks pretty decent, has a beautiful design on it and is equally tough in providing protection. Depending on the preference of the customer, home security gates can be either made up of a single door or a double door. In case of double doors, locking system is located at the center of the gate while, in case of a single door, door locking system is at one end of the gate. Single door systems are considered to be less expensive than a double door. Third factor that must be taken into account is the type of material used in the designing of security gates. Most common metals that are used include iron, steel and aluminum. However, depending on the budget one can even opt for a much tougher metal such as titanium.

Choosing The Best Kitchen Floor Plan For Your Family

Probably the most important aspect of a kitchen remodel is choosing the floor plan. When deciding on how to lay out your kitchen, you should really take the time to think about how your family uses the space and pick a plan that will be most functional for you.

The floor plan in a kitchen consists mainly of the cabinets and island and perhaps a separate eat in area. There’s basically 5 different “shapes” in which you can configure your cabinets.

Cabinets Along One Wall

In the simplest of kitchen you might find cabinets along one wall only. This could be practical if you have a long narrow kitchen. This is the least functional type of kitchen. If you have to have this type of plan, make sure the sink is in the center with the oven and fridge close by so the cook can easily prepare the food. Also make sure you have enough counter space between appliances - a common mistake is to put only 8″ to a foot between appliances and there is not much you can do with that little space. This type of layout is not conducive to family gatherings in the kitchen unless you have a larger area where you can put a table and chairs - even then, your back will be to everyone as you are preparing the food.

Galley Kitchen

This style of kitchen is often seen in apartments and smaller homes and consists of a somewhat narrow kitchen with cabinets along 2 opposing walls. While this plan is efficient on space it can be difficult to work in as the traffic pattern is right in the middle of where you are trying to prepare food. The configuration makes it a little easier to prepare food in than the “once wall” configuration, but it does not leave any room for family or friends to join in the fun. The typical galley kitchen is narrow with walls on either side. In this style kitchen, it is best to place the sink and stove on one side of the galley and the fridge on the other.

L Shaped Kitchen

An L shaped cabinet arrangement can make good use of space and be a lot easier to work in. Try to locate the appliances close to the middle of the L, but leave plenty of counter space in between each appliance so the cook has space to work on. If one end of the L is open to another room, you can add bar stools and make it a counter - this type of kitchen is great for having family and friends gather while you are preparing the food.

U Shaped Kitchen

A U shaped kitchen requires plenty of space - 8 feet by 8 feet at the bare minimum. This type of layout maximizes storage but can be difficult for more than one cook. Putting a table at the opening to the U can add seating for family to gather. Another option is to open up one side of the U and put bar stools on the other side of the counter. In a U shaped kitchen, the major appliances (sink, fridge, stove) should each be placed each on one leg of the U.

Islands

Islands are great additions to any style kitchen as long as you have the room. An island can be incorporated into any of the kitchen floor plans above and can add to the ease of cooking in kitchens that are rather large as you can locate a sink or stove on the island and have it near the other appliances for ease of use in cooking and preparing food. In order to incorporate an island into our kitchen you need to have 42″ of aisle space on all sides. If your kitchen is too small to allow for this, try a portable island that you can move in and out as needed. Islands are great places to have an extra appliance or add an eating counter.

Lee Dobbins loves to decorate and write about decorating. Visit her site for more unique and unusual Kitchen Decorating Ideas and tips on kitchen decorating themes.

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